Call report 2007Q2
MONTECITO BANK & TRUST — 2007Q2
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 725,985,000 | USD | evidence → |
| Total loans | 440,822,000 | USD | evidence → |
| Allowance for loan losses | 5,030,000 | USD | evidence → |
| Securities available for sale | 250,513,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 577,007,000 | USD | evidence → |
| Interest-bearing deposits | 555,048,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,959,000 | USD | evidence → |
| Equity capital | 69,306,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,502,000 | USD | evidence → |
| Interest expense | 9,302,000 | USD | evidence → |
| Net interest income | 13,200,000 | USD | evidence → |
| Noninterest income | 3,492,000 | USD | evidence → |
| Noninterest expense | 12,026,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 4,513,000 | USD | evidence → |
| Income tax | 159,000 | USD | evidence → |
| Net income | 4,354,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,229,000 | USD | evidence → |
| Total capital | 73,506,000 | USD | evidence → |
| Risk-weighted assets | 634,493,000 | USD | evidence → |
Machine access — free, no API key
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