Call report 2005Q4
MONTECITO BANK & TRUST — 2005Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 687,977,000 | USD | evidence → |
| Total loans | 402,917,000 | USD | evidence → |
| Allowance for loan losses | 5,391,000 | USD | evidence → |
| Securities available for sale | 246,959,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 581,812,000 | USD | evidence → |
| Interest-bearing deposits | 549,703,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,109,000 | USD | evidence → |
| Equity capital | 59,690,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,952,000 | USD | evidence → |
| Interest expense | 8,051,000 | USD | evidence → |
| Net interest income | 28,901,000 | USD | evidence → |
| Noninterest income | 8,429,000 | USD | evidence → |
| Noninterest expense | 24,628,000 | USD | evidence → |
| Provision for loan losses | -600,000 | USD | evidence → |
| Pretax income | 13,423,000 | USD | evidence → |
| Income tax | 492,000 | USD | evidence → |
| Net income | 12,931,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,978,000 | USD | evidence → |
| Total capital | 62,697,000 | USD | evidence → |
| Risk-weighted assets | 568,406,000 | USD | evidence → |
Machine access — free, no API key
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