Call report 2004Q3
MONTECITO BANK & TRUST — 2004Q3
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 609,624,000 | USD | evidence → |
| Total loans | 374,145,000 | USD | evidence → |
| Allowance for loan losses | 5,837,000 | USD | evidence → |
| Securities available for sale | 176,938,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 513,520,000 | USD | evidence → |
| Interest-bearing deposits | 484,441,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,079,000 | USD | evidence → |
| Equity capital | 61,977,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,966,000 | USD | evidence → |
| Interest expense | 2,768,000 | USD | evidence → |
| Net interest income | 20,198,000 | USD | evidence → |
| Noninterest income | 6,371,000 | USD | evidence → |
| Noninterest expense | 17,754,000 | USD | evidence → |
| Provision for loan losses | 398,000 | USD | evidence → |
| Pretax income | 9,652,000 | USD | evidence → |
| Income tax | 705,000 | USD | evidence → |
| Net income | 8,947,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,713,000 | USD | evidence → |
| Total capital | 59,550,000 | USD | evidence → |
| Risk-weighted assets | 491,614,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about MONTECITO BANK & TRUST — 2004Q3 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.