Call report 2003Q4
MONTECITO BANK & TRUST — 2003Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 559,153,000 | USD | evidence → |
| Total loans | 345,591,000 | USD | evidence → |
| Allowance for loan losses | 5,518,000 | USD | evidence → |
| Securities available for sale | 171,379,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 479,302,000 | USD | evidence → |
| Interest-bearing deposits | 446,858,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,445,000 | USD | evidence → |
| Equity capital | 54,922,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,496,000 | USD | evidence → |
| Interest expense | 3,761,000 | USD | evidence → |
| Net interest income | 25,735,000 | USD | evidence → |
| Noninterest income | 10,637,000 | USD | evidence → |
| Noninterest expense | 25,177,000 | USD | evidence → |
| Provision for loan losses | 885,000 | USD | evidence → |
| Pretax income | 11,820,000 | USD | evidence → |
| Income tax | 4,057,000 | USD | evidence → |
| Net income | 7,763,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,160,000 | USD | evidence → |
| Total capital | 50,678,000 | USD | evidence → |
| Risk-weighted assets | 452,339,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about MONTECITO BANK & TRUST — 2003Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.