Call reports 2026
FLANAGAN STATE BANK — 2026
What FLANAGAN STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 313,429,000 | 300,267,000 |
| Total loans | 183,319,000 | 183,582,000 |
| Allowance for loan losses | 1,718,000 | 1,735,000 |
| Securities available for sale | 92,675,000 | 93,203,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 290,314,000 | 276,998,000 |
| Interest-bearing deposits | 246,261,000 | 239,077,000 |
| Noninterest-bearing deposits | 44,053,000 | 37,921,000 |
| Equity capital | 20,273,000 | 20,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,615,000 | 7,243,000 |
| Interest expense | 1,190,000 | 2,312,000 |
| Net interest income | 2,425,000 | 4,931,000 |
| Noninterest income | 3,023,000 | 6,137,000 |
| Noninterest expense | 5,136,000 | 10,284,000 |
| Provision for loan losses | 44,000 | 56,000 |
| Pretax income | 252,000 | 661,000 |
| Income tax | 81,000 | 127,000 |
| Net income | 171,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,401,000 | 28,574,000 |
| Total capital | 30,135,000 | 30,376,000 |
| Risk-weighted assets | 214,803,000 | 223,276,000 |