Call reports 2022
FLANAGAN STATE BANK — 2022
What FLANAGAN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 265,455,000 | 260,728,000 | 265,190,000 | 274,304,000 |
| Total loans | 113,056,000 | 121,755,000 | 129,818,000 | 134,605,000 |
| Allowance for loan losses | 1,184,000 | 1,197,000 | 1,214,000 | 1,251,000 |
| Securities available for sale | 136,513,000 | 124,283,000 | 119,002,000 | 118,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,364,000 | 245,608,000 | 238,708,000 | 246,945,000 |
| Interest-bearing deposits | 188,224,000 | 192,228,000 | 188,369,000 | 188,714,000 |
| Noninterest-bearing deposits | 56,140,000 | 53,380,000 | 50,339,000 | 58,231,000 |
| Equity capital | 19,020,000 | 10,615,000 | 8,973,000 | 11,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,724,000 | 3,574,000 | 5,578,000 | 7,778,000 |
| Interest expense | 105,000 | 216,000 | 367,000 | 658,000 |
| Net interest income | 1,619,000 | 3,358,000 | 5,211,000 | 7,120,000 |
| Noninterest income | 3,859,000 | 7,442,000 | 11,251,000 | 14,098,000 |
| Noninterest expense | 5,711,000 | 11,369,000 | 16,896,000 | 21,162,000 |
| Provision for loan losses | -580,000 | -570,000 | -555,000 | -540,000 |
| Pretax income | 347,000 | 1,000 | 121,000 | 596,000 |
| Income tax | 11,000 | 86,000 | 126,000 | 167,000 |
| Net income | 336,000 | -85,000 | -5,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,380,000 | 25,851,000 | 25,906,000 | 26,366,000 |