Call reports 2021
FLANAGAN STATE BANK — 2021
What FLANAGAN STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 248,248,000 | 249,419,000 | 247,329,000 | 262,541,000 |
| Total loans | 110,466,000 | 110,027,000 | 108,134,000 | 108,891,000 |
| Allowance for loan losses | 1,037,000 | 1,063,000 | 1,105,000 | 1,131,000 |
| Securities available for sale | 103,570,000 | 111,171,000 | 111,942,000 | 120,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,376,000 | 220,320,000 | 217,038,000 | 233,824,000 |
| Interest-bearing deposits | 168,571,000 | 169,644,000 | 169,796,000 | 178,027,000 |
| Noninterest-bearing deposits | 50,805,000 | 50,676,000 | 47,242,000 | 55,797,000 |
| Equity capital | 27,099,000 | 27,010,000 | 28,397,000 | 26,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,412,000 | 5,500,000 | 7,121,000 |
| Interest expense | 192,000 | 349,000 | 487,000 | 608,000 |
| Net interest income | 1,534,000 | 3,063,000 | 5,013,000 | 6,513,000 |
| Noninterest income | 7,827,000 | 14,099,000 | 20,723,000 | 25,904,000 |
| Noninterest expense | 7,222,000 | 13,947,000 | 20,881,000 | 27,493,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 2,079,000 | 3,095,000 | 4,675,000 | 4,684,000 |
| Income tax | 122,000 | 139,000 | 148,000 | 325,000 |
| Net income | 1,957,000 | 2,956,000 | 4,527,000 | 4,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,092,000 | 25,917,000 | 26,912,000 | 26,269,000 |