Call reports 2020
FLANAGAN STATE BANK — 2020
What FLANAGAN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 197,036,000 | 209,453,000 | 215,258,000 | 229,320,000 |
| Total loans | 126,878,000 | 123,896,000 | 131,224,000 | 123,178,000 |
| Allowance for loan losses | 917,000 | 759,000 | 929,000 | 975,000 |
| Securities available for sale | 48,788,000 | 54,546,000 | 55,907,000 | 64,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,311,000 | 184,110,000 | 186,013,000 | 197,676,000 |
| Interest-bearing deposits | 140,466,000 | 143,817,000 | 146,941,000 | 153,053,000 |
| Noninterest-bearing deposits | 33,845,000 | 40,293,000 | 39,072,000 | 44,623,000 |
| Equity capital | 19,130,000 | 23,260,000 | 26,598,000 | 27,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,765,000 | 3,471,000 | 5,175,000 | 6,837,000 |
| Interest expense | 336,000 | 652,000 | 931,000 | 1,163,000 |
| Net interest income | 1,429,000 | 2,819,000 | 4,244,000 | 5,674,000 |
| Noninterest income | 3,995,000 | 12,944,000 | 24,117,000 | 33,969,000 |
| Noninterest expense | 5,503,000 | 13,382,000 | 21,655,000 | 30,174,000 |
| Provision for loan losses | 60,000 | 180,000 | 490,000 | 700,000 |
| Pretax income | -139,000 | 2,201,000 | 6,216,000 | 8,769,000 |
| Income tax | 44,000 | 49,000 | 51,000 | 52,000 |
| Net income | -183,000 | 2,152,000 | 6,165,000 | 8,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,106,000 | 20,987,000 | 24,224,000 | 24,511,000 |