Call reports 2019
FLANAGAN STATE BANK — 2019
What FLANAGAN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 189,014,000 | 181,596,000 | 187,732,000 | 191,043,000 |
| Total loans | 111,993,000 | 115,276,000 | 126,821,000 | 124,759,000 |
| Allowance for loan losses | 830,000 | 822,000 | 884,000 | 551,000 |
| Securities available for sale | 59,470,000 | 47,307,000 | 42,980,000 | 43,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,087,000 | 160,338,000 | 165,384,000 | 168,303,000 |
| Interest-bearing deposits | 132,922,000 | 130,388,000 | 134,671,000 | 136,077,000 |
| Noninterest-bearing deposits | 31,165,000 | 29,950,000 | 30,713,000 | 32,226,000 |
| Equity capital | 18,219,000 | 19,463,000 | 20,312,000 | 20,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,520,000 | 5,373,000 | 7,224,000 |
| Interest expense | 246,000 | 525,000 | 830,000 | 1,158,000 |
| Net interest income | 1,479,000 | 2,995,000 | 4,543,000 | 6,066,000 |
| Noninterest income | 3,592,000 | 8,289,000 | 13,916,000 | 19,100,000 |
| Noninterest expense | 4,526,000 | 9,754,000 | 15,630,000 | 21,558,000 |
| Provision for loan losses | 60,000 | 120,000 | 280,000 | 395,000 |
| Pretax income | 485,000 | 1,394,000 | 2,508,000 | 3,168,000 |
| Income tax | 16,000 | 17,000 | 18,000 | 19,000 |
| Net income | 469,000 | 1,377,000 | 2,490,000 | 3,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,055,000 | 18,486,000 | 19,224,000 | 19,209,000 |
| Total capital | 19,173,000 | 19,630,000 | 20,423,000 | 19,998,000 |
| Risk-weighted assets | 122,110,000 | 122,177,000 | 129,919,000 | 138,489,000 |