Call reports 2018
FLANAGAN STATE BANK — 2018
What FLANAGAN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 187,815,000 | 182,023,000 | 186,910,000 | 187,387,000 |
| Total loans | 102,194,000 | 103,061,000 | 109,736,000 | 112,836,000 |
| Allowance for loan losses | 642,000 | 701,000 | 735,000 | 769,000 |
| Securities available for sale | 66,625,000 | 61,964,000 | 59,123,000 | 57,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,059,000 | 164,210,000 | 163,631,000 | 163,033,000 |
| Interest-bearing deposits | 137,994,000 | 133,704,000 | 132,713,000 | 130,094,000 |
| Noninterest-bearing deposits | 32,065,000 | 30,506,000 | 30,918,000 | 32,939,000 |
| Equity capital | 16,315,000 | 16,199,000 | 16,365,000 | 17,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,279,000 | 4,976,000 | 6,731,000 |
| Interest expense | 193,000 | 392,000 | 616,000 | 851,000 |
| Net interest income | 1,417,000 | 2,887,000 | 4,360,000 | 5,880,000 |
| Noninterest income | 2,565,000 | 5,920,000 | 9,596,000 | 13,042,000 |
| Noninterest expense | 4,066,000 | 8,524,000 | 12,977,000 | 17,459,000 |
| Provision for loan losses | 20,000 | 80,000 | 148,000 | 208,000 |
| Pretax income | -104,000 | 225,000 | 853,000 | 1,277,000 |
| Income tax | 2,000 | 23,000 | 21,000 | 21,000 |
| Net income | -106,000 | 202,000 | 832,000 | 1,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,927,000 | 16,995,000 | 17,425,000 | 17,561,000 |
| Total capital | 18,766,000 | 17,919,000 | 18,400,000 | 18,595,000 |
| Risk-weighted assets | 120,462,000 | 116,440,000 | 119,158,000 | 121,324,000 |