Call reports 2017
FLANAGAN STATE BANK — 2017
What FLANAGAN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 180,135,000 | 180,697,000 | 182,893,000 | 191,384,000 |
| Total loans | 100,088,000 | 107,665,000 | 108,432,000 | 109,770,000 |
| Allowance for loan losses | 1,078,000 | 1,044,000 | 1,062,000 | 1,034,000 |
| Securities available for sale | 56,497,000 | 55,724,000 | 55,580,000 | 63,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,726,000 | 161,850,000 | 162,010,000 | 165,216,000 |
| Interest-bearing deposits | 131,965,000 | 132,154,000 | 133,843,000 | 133,753,000 |
| Noninterest-bearing deposits | 29,761,000 | 29,696,000 | 28,167,000 | 31,463,000 |
| Equity capital | 17,214,000 | 17,853,000 | 17,918,000 | 17,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,542,000 | 3,113,000 | 4,719,000 | 6,321,000 |
| Interest expense | 173,000 | 354,000 | 546,000 | 742,000 |
| Net interest income | 1,369,000 | 2,759,000 | 4,173,000 | 5,579,000 |
| Noninterest income | 2,375,000 | 5,154,000 | 8,305,000 | 11,140,000 |
| Noninterest expense | 3,589,000 | 7,212,000 | 11,277,000 | 15,176,000 |
| Provision for loan losses | 0 | 67,000 | 132,000 | 197,000 |
| Pretax income | 172,000 | 743,000 | 1,178,000 | 1,455,000 |
| Income tax | 49,000 | 82,000 | 83,000 | 54,000 |
| Net income | 123,000 | 661,000 | 1,095,000 | 1,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,755,000 | 17,794,000 | 17,977,000 | 18,033,000 |
| Total capital | 18,920,000 | 18,970,000 | 19,189,000 | 19,254,000 |
| Risk-weighted assets | 127,746,000 | 128,040,000 | 128,978,000 | 136,426,000 |