Call reports 2016
FLANAGAN STATE BANK — 2016
What FLANAGAN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,227,000 | 173,721,000 | 177,638,000 | 181,659,000 |
| Total loans | 105,234,000 | 103,539,000 | 110,102,000 | 115,943,000 |
| Allowance for loan losses | 1,098,000 | 1,030,000 | 1,091,000 | 1,115,000 |
| Securities available for sale | 50,663,000 | 54,668,000 | 49,069,000 | 48,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,310,000 | 154,506,000 | 156,478,000 | 156,224,000 |
| Interest-bearing deposits | 124,892,000 | 127,935,000 | 129,949,000 | 126,793,000 |
| Noninterest-bearing deposits | 27,418,000 | 26,571,000 | 26,529,000 | 29,431,000 |
| Equity capital | 17,168,000 | 17,915,000 | 18,667,000 | 16,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,141,000 | 4,712,000 | 6,297,000 |
| Interest expense | 152,000 | 310,000 | 477,000 | 647,000 |
| Net interest income | 1,428,000 | 2,831,000 | 4,235,000 | 5,650,000 |
| Noninterest income | 1,425,000 | 3,887,000 | 7,284,000 | 10,247,000 |
| Noninterest expense | 2,518,000 | 5,573,000 | 9,162,000 | 13,072,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 298,000 | 1,052,000 | 2,215,000 | 2,623,000 |
| Income tax | 21,000 | 22,000 | 22,000 | 22,000 |
| Net income | 277,000 | 1,030,000 | 2,193,000 | 2,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,409,000 | 16,912,000 | 17,824,000 | 17,632,000 |
| Total capital | 17,602,000 | 18,053,000 | 18,938,000 | 18,808,000 |
| Risk-weighted assets | 123,500,000 | 123,518,000 | 132,527,000 | 136,489,000 |