Call reports 2013
FLANAGAN STATE BANK — 2013
What FLANAGAN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 159,652,000 | 154,828,000 | 161,777,000 | 162,939,000 |
| Total loans | 87,247,000 | 88,011,000 | 97,842,000 | 97,102,000 |
| Allowance for loan losses | 1,011,000 | 1,078,000 | 1,147,000 | 1,018,000 |
| Securities available for sale | 53,788,000 | 56,013,000 | 54,648,000 | 53,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,456,000 | 139,843,000 | 139,506,000 | 141,171,000 |
| Interest-bearing deposits | 120,577,000 | 118,999,000 | 119,949,000 | 118,086,000 |
| Noninterest-bearing deposits | 22,879,000 | 20,844,000 | 19,557,000 | 23,085,000 |
| Equity capital | 15,502,000 | 14,328,000 | 14,362,000 | 14,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 2,768,000 | 4,237,000 | 5,750,000 |
| Interest expense | 171,000 | 336,000 | 498,000 | 659,000 |
| Net interest income | 1,223,000 | 2,432,000 | 3,739,000 | 5,091,000 |
| Noninterest income | 606,000 | 1,179,000 | 1,735,000 | 2,136,000 |
| Noninterest expense | 1,191,000 | 2,463,000 | 3,701,000 | 4,882,000 |
| Provision for loan losses | 93,000 | 155,000 | 218,000 | 260,000 |
| Pretax income | 545,000 | 993,000 | 1,555,000 | 2,085,000 |
| Income tax | 34,000 | 34,000 | 34,000 | 34,000 |
| Net income | 511,000 | 959,000 | 1,521,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,338,000 | 14,534,000 | 14,837,000 | 14,914,000 |
| Total capital | 15,349,000 | 15,612,000 | 15,984,000 | 15,932,000 |
| Risk-weighted assets | 101,104,000 | 100,771,000 | 108,457,000 | 106,259,000 |