Call reports 2012
FLANAGAN STATE BANK — 2012
What FLANAGAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 148,977,000 | 147,293,000 | 148,987,000 | 158,082,000 |
| Total loans | 78,290,000 | 81,491,000 | 90,848,000 | 103,158,000 |
| Allowance for loan losses | 920,000 | 839,000 | 908,000 | 932,000 |
| Securities available for sale | 57,303,000 | 54,154,000 | 48,296,000 | 41,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,940,000 | 131,540,000 | 131,110,000 | 132,726,000 |
| Interest-bearing deposits | 113,846,000 | 113,147,000 | 113,085,000 | 108,790,000 |
| Noninterest-bearing deposits | 20,094,000 | 18,393,000 | 18,025,000 | 23,936,000 |
| Equity capital | 14,542,000 | 14,950,000 | 15,731,000 | 15,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 2,973,000 | 4,490,000 | 6,001,000 |
| Interest expense | 224,000 | 427,000 | 621,000 | 804,000 |
| Net interest income | 1,273,000 | 2,546,000 | 3,869,000 | 5,197,000 |
| Noninterest income | 465,000 | 1,084,000 | 1,996,000 | 3,022,000 |
| Noninterest expense | 1,189,000 | 2,454,000 | 3,869,000 | 5,433,000 |
| Provision for loan losses | 92,000 | 204,000 | 371,000 | 534,000 |
| Pretax income | 457,000 | 980,000 | 1,827,000 | 2,588,000 |
| Income tax | 20,000 | 20,000 | 20,000 | 20,000 |
| Net income | 437,000 | 960,000 | 1,807,000 | 2,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,254,000 | 13,537,000 | 14,085,000 | 14,228,000 |
| Total capital | 14,174,000 | 14,376,000 | 14,993,000 | 15,160,000 |
| Risk-weighted assets | 88,349,000 | 91,901,000 | 97,846,000 | 109,566,000 |