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Call reports 2008

FLANAGAN STATE BANK — 2008

What FLANAGAN STATE BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/23949765-2749-4fff-9cd0-1e84c63b9ef6/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets112,210,000116,800,000118,914,000116,405,000
Total loans80,031,00084,047,00088,000,00082,202,000
Allowance for loan losses620,000677,000755,000897,000
Securities available for sale23,695,00023,419,00022,129,00024,875,000
Securities held to maturity0000
Trading assets0000
Total deposits100,173,000104,116,000104,057,000103,908,000
Interest-bearing deposits87,370,00090,180,00091,677,00090,415,000
Noninterest-bearing deposits12,803,00013,936,00012,380,00013,493,000
Equity capital10,193,0009,685,00010,319,00010,732,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income1,710,0003,401,0005,072,0006,731,000
Interest expense825,0001,529,0002,148,0002,755,000
Net interest income885,0001,872,0002,924,0003,976,000
Noninterest income263,000472,000714,000963,000
Noninterest expense780,0001,588,0002,411,0003,303,000
Provision for loan losses80,000160,000355,000786,000
Pretax income296,000604,000922,000932,000
Income tax1,0001,0001,0001,000
Net income295,000603,000921,000931,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital9,810,0009,958,00010,117,00010,046,000
Total capital10,430,00010,635,00010,872,00010,943,000
Risk-weighted assets95,521,00095,524,00097,981,00093,978,000

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