Call reports 2025
SACRAMENTO DEPOSIT BANK, THE — 2025
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 144,854,000 | 146,818,000 | 145,096,000 | 146,971,000 |
| Total loans | 88,316,000 | 87,049,000 | 90,816,000 | 93,053,000 |
| Allowance for loan losses | 847,000 | 841,000 | 834,000 | 933,000 |
| Securities available for sale | 37,174,000 | 39,632,000 | 39,672,000 | 39,425,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,051,000 | 134,832,000 | 131,768,000 | 134,863,000 |
| Interest-bearing deposits | 94,237,000 | 96,230,000 | 93,254,000 | 95,884,000 |
| Noninterest-bearing deposits | 39,814,000 | 38,602,000 | 38,514,000 | 38,979,000 |
| Equity capital | 9,768,000 | 10,727,000 | 11,877,000 | 10,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,982,000 | 4,050,000 | 6,194,000 | 8,337,000 |
| Interest expense | 665,000 | 1,360,000 | 2,033,000 | 2,712,000 |
| Net interest income | 1,317,000 | 2,690,000 | 4,161,000 | 5,625,000 |
| Noninterest income | 138,000 | 284,000 | 417,000 | 563,000 |
| Noninterest expense | 841,000 | 1,677,000 | 2,520,000 | 3,442,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 614,000 | 1,297,000 | 2,058,000 | 2,646,000 |
| Income tax | 0 | 0 | 0 | 100,000 |
| Net income | 614,000 | 1,297,000 | 2,058,000 | 2,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,930,000 | 14,542,000 | 15,225,000 | 13,961,000 |
| Total capital | 14,777,000 | 15,383,000 | 16,059,000 | 14,894,000 |
| Risk-weighted assets | 93,621,000 | 93,338,000 | 94,983,000 | 97,007,000 |