Call reports 2024
SACRAMENTO DEPOSIT BANK, THE — 2024
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 138,599,000 | 135,897,000 | 138,995,000 | 139,089,000 |
| Total loans | 85,029,000 | 84,568,000 | 85,231,000 | 86,800,000 |
| Allowance for loan losses | 793,000 | 765,000 | 764,000 | 847,000 |
| Securities available for sale | 37,786,000 | 37,487,000 | 37,424,000 | 36,219,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,436,000 | 125,077,000 | 127,222,000 | 129,408,000 |
| Interest-bearing deposits | 90,554,000 | 87,651,000 | 90,055,000 | 89,925,000 |
| Noninterest-bearing deposits | 38,882,000 | 37,426,000 | 37,167,000 | 39,483,000 |
| Equity capital | 8,215,000 | 8,770,000 | 10,391,000 | 8,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,685,000 | 5,573,000 | 7,516,000 |
| Interest expense | 634,000 | 1,291,000 | 1,977,000 | 2,686,000 |
| Net interest income | 1,148,000 | 2,394,000 | 3,596,000 | 4,830,000 |
| Noninterest income | 139,000 | 280,000 | 422,000 | 569,000 |
| Noninterest expense | 832,000 | 1,620,000 | 2,400,000 | 3,210,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 105,000 |
| Pretax income | 450,000 | 1,049,000 | 1,613,000 | 2,084,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 1,049,000 | 1,613,000 | 2,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,309,000 | 13,718,000 | 14,153,000 | 13,404,000 |
| Total capital | 14,102,000 | 14,483,000 | 14,917,000 | 14,251,000 |
| Risk-weighted assets | 91,803,000 | 90,374,000 | 91,133,000 | 91,845,000 |