Call reports 2023
SACRAMENTO DEPOSIT BANK, THE — 2023
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 134,529,000 | 132,565,000 | 135,968,000 | 136,108,000 |
| Total loans | 78,184,000 | 78,515,000 | 83,339,000 | 84,120,000 |
| Allowance for loan losses | 766,000 | 752,000 | 752,000 | 847,000 |
| Securities available for sale | 41,269,000 | 40,356,000 | 39,080,000 | 38,962,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,750,000 | 123,642,000 | 122,673,000 | 125,216,000 |
| Interest-bearing deposits | 84,053,000 | 82,487,000 | 83,035,000 | 86,583,000 |
| Noninterest-bearing deposits | 41,697,000 | 41,155,000 | 39,638,000 | 38,633,000 |
| Equity capital | 7,932,000 | 7,950,000 | 7,439,000 | 8,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 3,068,000 | 4,753,000 | 6,436,000 |
| Interest expense | 307,000 | 682,000 | 1,143,000 | 1,704,000 |
| Net interest income | 1,190,000 | 2,386,000 | 3,610,000 | 4,732,000 |
| Noninterest income | 91,000 | 243,000 | 385,000 | 462,000 |
| Noninterest expense | 752,000 | 1,538,000 | 2,307,000 | 3,081,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 529,000 | 1,091,000 | 1,688,000 | 2,013,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 529,000 | 1,091,000 | 1,688,000 | 2,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,135,000 | 13,525,000 | 13,949,000 | 13,038,000 |
| Total capital | 13,901,000 | 14,277,000 | 14,701,000 | 13,885,000 |
| Risk-weighted assets | 86,751,000 | 86,209,000 | 90,094,000 | 91,345,000 |