Call reports 2022
SACRAMENTO DEPOSIT BANK, THE — 2022
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 136,464,000 | 137,347,000 | 132,326,000 | 131,355,000 |
| Total loans | 70,348,000 | 72,609,000 | 76,393,000 | 77,407,000 |
| Allowance for loan losses | 636,000 | 652,000 | 635,000 | 778,000 |
| Securities available for sale | 44,776,000 | 44,319,000 | 41,953,000 | 41,253,000 |
| Securities held to maturity | 0 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,397,000 | 127,097,000 | 123,014,000 | 119,397,000 |
| Interest-bearing deposits | 81,200,000 | 83,580,000 | 80,852,000 | 79,190,000 |
| Noninterest-bearing deposits | 44,197,000 | 43,517,000 | 42,162,000 | 40,207,000 |
| Equity capital | 10,249,000 | 9,300,000 | 7,951,000 | 7,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,591,000 | 4,039,000 | 5,509,000 |
| Interest expense | 132,000 | 258,000 | 380,000 | 548,000 |
| Net interest income | 1,122,000 | 2,333,000 | 3,659,000 | 4,961,000 |
| Noninterest income | 133,000 | 259,000 | 391,000 | 546,000 |
| Noninterest expense | 711,000 | 1,413,000 | 2,163,000 | 2,899,000 |
| Provision for loan losses | 7,000 | 21,000 | 35,000 | 192,000 |
| Pretax income | 537,000 | 1,158,000 | 1,852,000 | 2,416,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 537,000 | 1,158,000 | 1,852,000 | 2,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,937,000 | 13,387,000 | 13,907,000 | 12,823,000 |
| Total capital | 13,573,000 | 14,039,000 | 14,542,000 | 13,601,000 |
| Risk-weighted assets | 81,738,000 | 84,699,000 | 85,956,000 | 85,431,000 |