Call reports 2021
SACRAMENTO DEPOSIT BANK, THE — 2021
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 128,487,000 | 131,065,000 | 130,119,000 | 133,794,000 |
| Total loans | 69,703,000 | 71,172,000 | 70,679,000 | 70,407,000 |
| Allowance for loan losses | 560,000 | 524,000 | 531,000 | 631,000 |
| Securities available for sale | 34,497,000 | 35,864,000 | 37,157,000 | 40,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,651,000 | 116,420,000 | 115,055,000 | 120,454,000 |
| Interest-bearing deposits | 77,163,000 | 78,974,000 | 78,180,000 | 79,339,000 |
| Noninterest-bearing deposits | 37,488,000 | 37,446,000 | 36,875,000 | 41,115,000 |
| Equity capital | 13,013,000 | 13,711,000 | 13,984,000 | 12,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,688,000 | 3,942,000 | 5,211,000 |
| Interest expense | 163,000 | 315,000 | 461,000 | 600,000 |
| Net interest income | 1,030,000 | 2,373,000 | 3,481,000 | 4,611,000 |
| Noninterest income | 125,000 | 261,000 | 382,000 | 501,000 |
| Noninterest expense | 659,000 | 1,357,000 | 2,033,000 | 2,742,000 |
| Provision for loan losses | 21,000 | 78,000 | 99,000 | 206,000 |
| Pretax income | 475,000 | 1,199,000 | 1,731,000 | 2,164,000 |
| Income tax | 0 | 0 | 0 | 180,000 |
| Net income | 475,000 | 1,199,000 | 1,731,000 | 1,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,903,000 | 13,476,000 | 13,858,000 | 12,636,000 |
| Total capital | 13,463,000 | 14,000,000 | 14,389,000 | 13,267,000 |
| Risk-weighted assets | 79,875,000 | 81,778,000 | 80,937,000 | 81,420,000 |