Call reports 2020
SACRAMENTO DEPOSIT BANK, THE — 2020
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 112,210,000 | 119,073,000 | 119,724,000 | 123,875,000 |
| Total loans | 71,145,000 | 70,470,000 | 69,865,000 | 69,448,000 |
| Allowance for loan losses | 484,000 | 495,000 | 524,000 | 537,000 |
| Securities available for sale | 27,722,000 | 31,351,000 | 32,101,000 | 32,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,061,000 | 104,129,000 | 104,294,000 | 109,620,000 |
| Interest-bearing deposits | 73,370,000 | 74,400,000 | 74,388,000 | 74,493,000 |
| Noninterest-bearing deposits | 24,691,000 | 29,729,000 | 29,906,000 | 35,127,000 |
| Equity capital | 13,093,000 | 13,753,000 | 14,136,000 | 13,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,622,000 | 3,887,000 | 5,095,000 |
| Interest expense | 244,000 | 456,000 | 645,000 | 821,000 |
| Net interest income | 1,052,000 | 2,166,000 | 3,242,000 | 4,274,000 |
| Noninterest income | 118,000 | 259,000 | 378,000 | 502,000 |
| Noninterest expense | 691,000 | 1,386,000 | 2,062,000 | 2,761,000 |
| Provision for loan losses | 19,000 | 49,000 | 79,000 | 121,000 |
| Pretax income | 460,000 | 990,000 | 1,479,000 | 1,894,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 460,000 | 990,000 | 1,479,000 | 1,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,615,000 | 12,995,000 | 13,336,000 | 12,577,000 |
| Total capital | 13,099,000 | 13,490,000 | 13,860,000 | 13,114,000 |
| Risk-weighted assets | 76,585,000 | 77,651,000 | 77,662,000 | 78,398,000 |