Call reports 2019
SACRAMENTO DEPOSIT BANK, THE — 2019
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 106,495,000 | 109,423,000 | 109,927,000 | 110,922,000 |
| Total loans | 68,222,000 | 69,512,000 | 70,716,000 | 69,882,000 |
| Allowance for loan losses | 477,000 | 460,000 | 485,000 | 473,000 |
| Securities available for sale | 28,283,000 | 27,979,000 | 27,538,000 | 26,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,685,000 | 94,883,000 | 94,917,000 | 96,969,000 |
| Interest-bearing deposits | 68,227,000 | 70,737,000 | 71,443,000 | 71,978,000 |
| Noninterest-bearing deposits | 24,458,000 | 24,146,000 | 23,474,000 | 24,991,000 |
| Equity capital | 12,593,000 | 13,190,000 | 13,586,000 | 12,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,543,000 | 3,845,000 | 5,176,000 |
| Interest expense | 171,000 | 376,000 | 608,000 | 854,000 |
| Net interest income | 1,066,000 | 2,167,000 | 3,237,000 | 4,322,000 |
| Noninterest income | 116,000 | 242,000 | 367,000 | 526,000 |
| Noninterest expense | 709,000 | 1,414,000 | 2,082,000 | 2,769,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 170,000 |
| Pretax income | 458,000 | 965,000 | 1,462,000 | 1,909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 458,000 | 965,000 | 1,462,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,323,000 | 12,682,000 | 13,032,000 | 12,304,000 |
| Total capital | 12,800,000 | 13,142,000 | 13,517,000 | 12,777,000 |
| Risk-weighted assets | 72,700,000 | 74,326,000 | 75,654,000 | 75,292,000 |