Call reports 2018
SACRAMENTO DEPOSIT BANK, THE — 2018
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 107,322,000 | 105,001,000 | 103,734,000 | 105,200,000 |
| Total loans | 67,831,000 | 67,840,000 | 67,414,000 | 68,295,000 |
| Allowance for loan losses | 415,000 | 415,000 | 402,000 | 499,000 |
| Securities available for sale | 23,058,000 | 22,351,000 | 20,263,000 | 28,448,000 |
| Securities held to maturity | 8,459,000 | 8,456,000 | 8,102,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,073,000 | 91,294,000 | 89,700,000 | 91,912,000 |
| Interest-bearing deposits | 68,780,000 | 68,189,000 | 66,994,000 | 66,022,000 |
| Noninterest-bearing deposits | 25,293,000 | 23,105,000 | 22,706,000 | 25,890,000 |
| Equity capital | 11,813,000 | 12,122,000 | 12,407,000 | 11,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,457,000 | 3,692,000 | 4,957,000 |
| Interest expense | 121,000 | 237,000 | 360,000 | 502,000 |
| Net interest income | 1,105,000 | 2,220,000 | 3,332,000 | 4,455,000 |
| Noninterest income | 97,000 | 198,000 | 307,000 | 456,000 |
| Noninterest expense | 681,000 | 1,406,000 | 2,109,000 | 2,821,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 155,000 |
| Pretax income | 506,000 | 982,000 | 1,485,000 | 1,935,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 506,000 | 982,000 | 1,485,000 | 1,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,353,000 | 12,681,000 | 13,037,000 | 12,012,000 |
| Total capital | 12,768,000 | 13,096,000 | 13,439,000 | 12,511,000 |
| Risk-weighted assets | 71,207,000 | 75,454,000 | 71,639,000 | 72,342,000 |