Call reports 2017
SACRAMENTO DEPOSIT BANK, THE — 2017
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 111,810,000 | 112,207,000 | 110,275,000 | 109,684,000 |
| Total loans | 62,807,000 | 65,842,000 | 68,309,000 | 68,636,000 |
| Allowance for loan losses | 368,000 | 372,000 | 395,000 | 451,000 |
| Securities available for sale | 27,654,000 | 28,075,000 | 24,851,000 | 23,857,000 |
| Securities held to maturity | 10,449,000 | 9,439,000 | 9,432,000 | 8,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,630,000 | 97,254,000 | 94,604,000 | 95,436,000 |
| Interest-bearing deposits | 73,778,000 | 72,028,000 | 69,126,000 | 68,699,000 |
| Noninterest-bearing deposits | 23,852,000 | 25,226,000 | 25,478,000 | 26,737,000 |
| Equity capital | 12,395,000 | 13,039,000 | 13,328,000 | 11,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,139,000 | 2,326,000 | 3,566,000 | 4,827,000 |
| Interest expense | 132,000 | 261,000 | 391,000 | 516,000 |
| Net interest income | 1,007,000 | 2,065,000 | 3,175,000 | 4,311,000 |
| Noninterest income | 104,000 | 225,000 | 370,000 | 476,000 |
| Noninterest expense | 685,000 | 1,366,000 | 2,033,000 | 2,760,000 |
| Provision for loan losses | 0 | 15,000 | 56,000 | 151,000 |
| Pretax income | 426,000 | 909,000 | 1,456,000 | 1,876,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 426,000 | 909,000 | 1,456,000 | 1,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,554,000 | 12,999,000 | 13,383,000 | 12,020,000 |
| Total capital | 12,922,000 | 13,371,000 | 13,778,000 | 12,471,000 |
| Risk-weighted assets | 69,303,000 | 71,896,000 | 72,725,000 | 72,940,000 |