Call reports 2016
SACRAMENTO DEPOSIT BANK, THE — 2016
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 70,081,000 | 67,315,000 | 68,105,000 | 112,554,000 |
| Total loans | 38,736,000 | 39,600,000 | 41,464,000 | 60,984,000 |
| Allowance for loan losses | 461,000 | 421,000 | 403,000 | 408,000 |
| Securities available for sale | 8,279,000 | 10,098,000 | 9,797,000 | 28,002,000 |
| Securities held to maturity | 16,387,000 | 11,178,000 | 10,668,000 | 10,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,402,000 | 56,241,000 | 55,092,000 | 98,975,000 |
| Interest-bearing deposits | 49,347,000 | 47,009,000 | 45,598,000 | 74,707,000 |
| Noninterest-bearing deposits | 10,055,000 | 9,232,000 | 9,494,000 | 24,268,000 |
| Equity capital | 8,634,000 | 8,979,000 | 9,238,000 | 11,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,589,000 | 2,405,000 | 3,456,000 |
| Interest expense | 99,000 | 191,000 | 285,000 | 402,000 |
| Net interest income | 706,000 | 1,398,000 | 2,120,000 | 3,054,000 |
| Noninterest income | 61,000 | 116,000 | 177,000 | 397,000 |
| Noninterest expense | 440,000 | 874,000 | 1,344,000 | 2,078,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 30,000 |
| Pretax income | 327,000 | 635,000 | 933,000 | 1,343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 327,000 | 635,000 | 933,000 | 1,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,538,000 | 8,802,000 | 9,057,000 | 12,198,000 |
| Total capital | 8,999,000 | 9,223,000 | 9,460,000 | 12,606,000 |
| Risk-weighted assets | 43,462,000 | 43,687,000 | 44,929,000 | 68,225,000 |