Call reports 2015
SACRAMENTO DEPOSIT BANK, THE — 2015
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 72,148,000 | 69,909,000 | 69,618,000 | 70,028,000 |
| Total loans | 35,650,000 | 36,110,000 | 38,318,000 | 39,473,000 |
| Allowance for loan losses | 487,000 | 489,000 | 495,000 | 504,000 |
| Securities available for sale | 13,571,000 | 9,818,000 | 8,565,000 | 8,450,000 |
| Securities held to maturity | 16,178,000 | 17,123,000 | 17,110,000 | 14,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,243,000 | 58,789,000 | 58,166,000 | 59,605,000 |
| Interest-bearing deposits | 51,154,000 | 50,281,000 | 49,580,000 | 49,048,000 |
| Noninterest-bearing deposits | 10,089,000 | 8,508,000 | 8,586,000 | 10,557,000 |
| Equity capital | 8,435,000 | 8,614,000 | 8,941,000 | 8,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,554,000 | 2,355,000 | 3,161,000 |
| Interest expense | 105,000 | 209,000 | 313,000 | 414,000 |
| Net interest income | 673,000 | 1,345,000 | 2,042,000 | 2,747,000 |
| Noninterest income | 56,000 | 129,000 | 206,000 | 318,000 |
| Noninterest expense | 470,000 | 892,000 | 1,334,000 | 1,879,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 259,000 | 582,000 | 904,000 | 1,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 259,000 | 582,000 | 904,000 | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,297,000 | 8,576,000 | 8,855,000 | 8,255,000 |
| Total capital | 8,784,000 | 9,065,000 | 9,350,000 | 8,759,000 |
| Risk-weighted assets | 42,294,000 | 42,553,000 | 44,128,000 | 44,867,000 |