Call reports 2014
SACRAMENTO DEPOSIT BANK, THE — 2014
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,421,000 | 69,765,000 | 69,368,000 | 71,444,000 |
| Total loans | 33,781,000 | 35,930,000 | 37,190,000 | 38,021,000 |
| Allowance for loan losses | 495,000 | 480,000 | 465,000 | 490,000 |
| Securities available for sale | 14,610,000 | 13,239,000 | 12,833,000 | 12,511,000 |
| Securities held to maturity | 17,936,000 | 16,995,000 | 15,186,000 | 13,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,268,000 | 58,195,000 | 57,187,000 | 60,740,000 |
| Interest-bearing deposits | 50,952,000 | 50,104,000 | 49,610,000 | 50,145,000 |
| Noninterest-bearing deposits | 9,316,000 | 8,091,000 | 7,577,000 | 10,595,000 |
| Equity capital | 8,188,000 | 8,567,000 | 8,846,000 | 8,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,669,000 | 2,510,000 | 3,333,000 |
| Interest expense | 112,000 | 220,000 | 329,000 | 436,000 |
| Net interest income | 731,000 | 1,449,000 | 2,181,000 | 2,897,000 |
| Noninterest income | 57,000 | 125,000 | 184,000 | 262,000 |
| Noninterest expense | 401,000 | 812,000 | 1,251,000 | 1,801,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 51,000 |
| Pretax income | 387,000 | 762,000 | 1,107,000 | 1,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 387,000 | 762,000 | 1,107,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,231,000 | 8,562,000 | 8,863,000 | 8,082,000 |
| Total capital | 8,726,000 | 9,042,000 | 9,328,000 | 8,572,000 |
| Risk-weighted assets | 41,661,000 | 43,090,000 | 43,533,000 | 44,252,000 |