Call reports 2013
SACRAMENTO DEPOSIT BANK, THE — 2013
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 72,317,000 | 69,919,000 | 71,175,000 | 70,683,000 |
| Total loans | 27,996,000 | 30,653,000 | 32,406,000 | 34,474,000 |
| Allowance for loan losses | 408,000 | 448,000 | 438,000 | 496,000 |
| Securities available for sale | 13,087,000 | 14,859,000 | 13,267,000 | 12,866,000 |
| Securities held to maturity | 24,679,000 | 20,167,000 | 19,156,000 | 19,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,916,000 | 61,239,000 | 59,378,000 | 59,789,000 |
| Interest-bearing deposits | 54,842,000 | 53,014,000 | 51,767,000 | 51,115,000 |
| Noninterest-bearing deposits | 9,074,000 | 8,225,000 | 7,611,000 | 8,674,000 |
| Equity capital | 8,236,000 | 8,203,000 | 8,499,000 | 7,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,600,000 | 2,430,000 | 3,308,000 |
| Interest expense | 142,000 | 282,000 | 422,000 | 556,000 |
| Net interest income | 656,000 | 1,318,000 | 2,008,000 | 2,752,000 |
| Noninterest income | 50,000 | 110,000 | 161,000 | 218,000 |
| Noninterest expense | 390,000 | 801,000 | 1,204,000 | 1,689,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 90,000 |
| Pretax income | 316,000 | 587,000 | 925,000 | 1,191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 316,000 | 587,000 | 925,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,995,000 | 8,222,000 | 8,516,000 | 7,888,000 |
| Total capital | 8,403,000 | 8,670,000 | 8,954,000 | 8,384,000 |
| Risk-weighted assets | 38,563,000 | 39,661,000 | 41,770,000 | 43,485,000 |