Call reports 2012
SACRAMENTO DEPOSIT BANK, THE — 2012
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 71,481,000 | 70,305,000 | 70,438,000 | 71,295,000 |
| Total loans | 28,867,000 | 29,673,000 | 29,846,000 | 29,963,000 |
| Allowance for loan losses | 407,000 | 390,000 | 403,000 | 401,000 |
| Securities available for sale | 6,487,000 | 15,915,000 | 11,190,000 | 12,167,000 |
| Securities held to maturity | 21,731,000 | 20,717,000 | 20,704,000 | 20,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,380,000 | 61,836,000 | 61,582,000 | 63,055,000 |
| Interest-bearing deposits | 55,080,000 | 54,364,000 | 53,968,000 | 53,477,000 |
| Noninterest-bearing deposits | 8,300,000 | 7,472,000 | 7,614,000 | 9,578,000 |
| Equity capital | 7,897,000 | 8,211,000 | 8,530,000 | 7,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,649,000 | 2,494,000 | 3,330,000 |
| Interest expense | 194,000 | 362,000 | 517,000 | 668,000 |
| Net interest income | 631,000 | 1,287,000 | 1,977,000 | 2,662,000 |
| Noninterest income | 47,000 | 105,000 | 166,000 | 220,000 |
| Noninterest expense | 404,000 | 816,000 | 1,215,000 | 1,688,000 |
| Provision for loan losses | 0 | 15,000 | 40,000 | 65,000 |
| Pretax income | 274,000 | 561,000 | 888,000 | 1,129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 274,000 | 561,000 | 888,000 | 1,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,767,000 | 8,010,000 | 8,293,000 | 7,723,000 |
| Total capital | 8,174,000 | 8,400,000 | 8,696,000 | 8,124,000 |
| Risk-weighted assets | 38,958,000 | 39,492,000 | 39,916,000 | 39,905,000 |