Call reports 2011
SACRAMENTO DEPOSIT BANK, THE — 2011
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 65,746,000 | 66,507,000 | 67,350,000 | 68,416,000 |
| Total loans | 31,382,000 | 31,985,000 | 32,207,000 | 31,471,000 |
| Allowance for loan losses | 480,000 | 523,000 | 494,000 | 441,000 |
| Securities available for sale | 1,535,000 | 3,127,000 | 2,669,000 | 3,969,000 |
| Securities held to maturity | 20,807,000 | 25,188,000 | 21,076,000 | 26,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,826,000 | 58,266,000 | 58,750,000 | 60,493,000 |
| Interest-bearing deposits | 51,262,000 | 51,673,000 | 52,699,000 | 52,553,000 |
| Noninterest-bearing deposits | 6,564,000 | 6,593,000 | 6,051,000 | 7,940,000 |
| Equity capital | 7,677,000 | 7,938,000 | 8,231,000 | 7,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,637,000 | 2,477,000 | 3,303,000 |
| Interest expense | 230,000 | 449,000 | 671,000 | 879,000 |
| Net interest income | 597,000 | 1,188,000 | 1,806,000 | 2,424,000 |
| Noninterest income | 59,000 | 122,000 | 177,000 | 240,000 |
| Noninterest expense | 355,000 | 739,000 | 1,117,000 | 1,564,000 |
| Provision for loan losses | 0 | 44,000 | 44,000 | 44,000 |
| Pretax income | 301,000 | 527,000 | 822,000 | 1,074,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 301,000 | 527,000 | 822,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,668,000 | 7,851,000 | 8,101,000 | 7,537,000 |
| Total capital | 8,145,000 | 8,354,000 | 8,595,000 | 7,978,000 |
| Risk-weighted assets | 38,072,000 | 40,265,000 | 39,839,000 | 40,467,000 |