Call reports 2010
SACRAMENTO DEPOSIT BANK, THE — 2010
What SACRAMENTO DEPOSIT BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 61,611,000 | 61,210,000 | 62,747,000 | 61,467,000 |
| Total loans | 32,525,000 | 33,176,000 | 33,376,000 | 33,076,000 |
| Allowance for loan losses | 455,000 | 499,000 | 475,000 | 474,000 |
| Securities available for sale | 3,503,000 | 3,559,000 | 583,000 | 1,534,000 |
| Securities held to maturity | 14,880,000 | 13,735,000 | 13,814,000 | 18,518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,717,000 | 53,006,000 | 54,185,000 | 53,741,000 |
| Interest-bearing deposits | 46,459,000 | 47,575,000 | 46,618,000 | 47,001,000 |
| Noninterest-bearing deposits | 7,258,000 | 5,431,000 | 7,567,000 | 6,740,000 |
| Equity capital | 7,612,000 | 7,861,000 | 8,150,000 | 7,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,604,000 | 2,412,000 | 3,214,000 |
| Interest expense | 215,000 | 430,000 | 651,000 | 873,000 |
| Net interest income | 592,000 | 1,174,000 | 1,761,000 | 2,341,000 |
| Noninterest income | 64,000 | 123,000 | 184,000 | 241,000 |
| Noninterest expense | 320,000 | 675,000 | 1,014,000 | 1,372,000 |
| Provision for loan losses | 13,000 | 63,000 | 63,000 | 143,000 |
| Pretax income | 323,000 | 559,000 | 868,000 | 1,067,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 323,000 | 559,000 | 868,000 | 1,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,638,000 | 7,831,000 | 8,095,000 | 7,412,000 |
| Total capital | 8,054,000 | 8,255,000 | 8,560,000 | 7,886,000 |
| Risk-weighted assets | 33,202,000 | 33,872,000 | 37,162,000 | 38,719,000 |