Call reports 2012
BANK OF ATLANTA — 2012
What BANK OF ATLANTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 182,368,000 | 174,009,000 | 174,467,000 | 184,883,000 |
| Total loans | 104,254,000 | 109,474,000 | 106,426,000 | 115,911,000 |
| Allowance for loan losses | 2,921,000 | 2,888,000 | 2,720,000 | 2,644,000 |
| Securities available for sale | 34,580,000 | 35,666,000 | 33,383,000 | 31,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,924,000 | 139,176,000 | 141,215,000 | 151,468,000 |
| Interest-bearing deposits | 96,995,000 | 94,073,000 | 99,480,000 | 104,546,000 |
| Noninterest-bearing deposits | 50,929,000 | 45,103,000 | 41,735,000 | 46,922,000 |
| Equity capital | 18,854,000 | 18,874,000 | 19,252,000 | 19,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,720,000 | 3,438,000 | 5,248,000 | 6,992,000 |
| Interest expense | 294,000 | 571,000 | 852,000 | 1,128,000 |
| Net interest income | 1,426,000 | 2,867,000 | 4,396,000 | 5,864,000 |
| Noninterest income | 951,000 | 1,866,000 | 2,745,000 | 3,588,000 |
| Noninterest expense | 2,170,000 | 4,522,000 | 6,762,000 | 8,823,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 182,000 | 186,000 | 354,000 | 604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 182,000 | 186,000 | 354,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,436,000 | 18,440,000 | 18,611,000 | 18,863,000 |
| Total capital | 20,004,000 | 20,060,000 | 20,159,000 | 20,498,000 |
| Risk-weighted assets | 124,344,000 | 128,943,000 | 123,019,000 | 129,778,000 |