Call reports 2005
BANK OF ATLANTA — 2005
What BANK OF ATLANTA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 19,972,000 | 19,082,000 | 19,457,000 | 20,363,000 |
| Total loans | 16,168,000 | 15,675,000 | 15,681,000 | 15,374,000 |
| Allowance for loan losses | 55,000 | 54,000 | 62,000 | 63,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 157,000 | 145,000 | 133,000 | 122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,629,000 | 14,744,000 | 14,876,000 | 15,682,000 |
| Interest-bearing deposits | 13,994,000 | 13,338,000 | 13,108,000 | 13,642,000 |
| Noninterest-bearing deposits | 1,635,000 | 1,406,000 | 1,769,000 | 2,040,000 |
| Equity capital | 1,379,000 | 1,391,000 | 1,584,000 | 1,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 307,000 | 619,000 | 926,000 | 1,244,000 |
| Interest expense | 92,000 | 189,000 | 290,000 | 408,000 |
| Net interest income | 215,000 | 430,000 | 636,000 | 836,000 |
| Noninterest income | 20,000 | 36,000 | 67,000 | 84,000 |
| Noninterest expense | 227,000 | 439,000 | 686,000 | 864,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 3,000 |
| Pretax income | 7,000 | 26,000 | 15,000 | 53,000 |
| Income tax | 4,000 | 11,000 | 7,000 | 15,000 |
| Net income | 3,000 | 15,000 | 8,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,379,000 | 1,391,000 | 1,584,000 | 1,714,000 |
| Total capital | 1,379,000 | 1,391,000 | 1,584,000 | 1,714,000 |
| Risk-weighted assets | 13,649,000 | 13,197,000 | 13,298,000 | 13,276,000 |
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