Call reports 2004
BANK OF ATLANTA — 2004
What BANK OF ATLANTA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 18,810,000 | 19,476,000 | 20,874,000 | 20,502,000 |
| Total loans | 16,400,000 | 16,953,000 | 17,514,000 | 16,820,000 |
| Allowance for loan losses | 70,000 | 76,000 | 67,000 | 60,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 227,000 | 201,000 | 183,000 | 168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,197,000 | 15,598,000 | 16,570,000 | 16,182,000 |
| Interest-bearing deposits | 14,693,000 | 14,321,000 | 15,240,000 | 14,483,000 |
| Noninterest-bearing deposits | 1,504,000 | 1,277,000 | 1,330,000 | 1,699,000 |
| Equity capital | 1,186,000 | 1,346,000 | 1,355,000 | 1,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 627,000 | 959,000 | 1,285,000 |
| Interest expense | 76,000 | 149,000 | 234,000 | 326,000 |
| Net interest income | 235,000 | 478,000 | 725,000 | 959,000 |
| Noninterest income | 23,000 | 48,000 | 67,000 | 82,000 |
| Noninterest expense | 243,000 | 445,000 | 698,000 | 915,000 |
| Provision for loan losses | 0 | 1,000 | 2,000 | 3,000 |
| Pretax income | 28,000 | 93,000 | 105,000 | 136,000 |
| Income tax | -28,000 | -4,000 | -2,000 | 8,000 |
| Net income | 56,000 | 97,000 | 107,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,186,000 | 1,346,000 | 1,355,000 | 1,376,000 |
| Total capital | 1,256,000 | 1,422,000 | 1,355,000 | 1,376,000 |
| Risk-weighted assets | 14,824,000 | 15,479,000 | 16,035,000 | 14,178,000 |
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