Call reports 2018
FIRST NATIONAL BANK OF NORTHERN CALIFORNIA — 2018
What FIRST NATIONAL BANK OF NORTHERN CALIFORNIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 1,259,699,000 | 1,274,482,000 |
| Total loans | 841,234,000 | 866,021,000 |
| Allowance for loan losses | 10,185,000 | 10,205,000 |
| Securities available for sale | 348,264,000 | 339,368,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,020,399,000 | 981,451,000 |
| Interest-bearing deposits | 684,772,000 | 657,432,000 |
| Noninterest-bearing deposits | 335,627,000 | 324,019,000 |
| Equity capital | 122,125,000 | 121,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 12,561,000 | 25,555,000 |
| Interest expense | 1,086,000 | 2,380,000 |
| Net interest income | 11,475,000 | 23,175,000 |
| Noninterest income | 1,234,000 | 2,032,000 |
| Noninterest expense | 6,726,000 | 13,665,000 |
| Provision for loan losses | 0 | -403,000 |
| Pretax income | 5,983,000 | 11,945,000 |
| Income tax | 1,655,000 | 2,848,000 |
| Net income | 4,328,000 | 9,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 120,496,000 | 120,804,000 |
| Total capital | 130,858,000 | 131,186,000 |
| Risk-weighted assets | 998,571,000 | 1,014,248,000 |