Call reports 2007
FIRST NATIONAL BANK OF NORTHERN CALIFORNIA — 2007
What FIRST NATIONAL BANK OF NORTHERN CALIFORNIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 614,987,000 | 619,439,000 | 638,525,000 | 644,455,000 |
| Total loans | 445,618,000 | 468,832,000 | 491,630,000 | 495,212,000 |
| Allowance for loan losses | 5,131,000 | 5,310,000 | 5,502,000 | 5,638,000 |
| Securities available for sale | 90,679,000 | 87,371,000 | 91,127,000 | 94,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,574,000 | 517,729,000 | 507,117,000 | 499,310,000 |
| Interest-bearing deposits | 393,817,000 | 390,596,000 | 382,809,000 | 378,832,000 |
| Noninterest-bearing deposits | 120,757,000 | 127,133,000 | 124,308,000 | 120,478,000 |
| Equity capital | 62,584,000 | 63,470,000 | 64,940,000 | 66,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,904,000 | 20,558,000 | 31,438,000 | 42,289,000 |
| Interest expense | 3,086,000 | 6,516,000 | 10,046,000 | 13,657,000 |
| Net interest income | 6,818,000 | 14,042,000 | 21,392,000 | 28,632,000 |
| Noninterest income | 1,004,000 | 2,146,000 | 3,235,000 | 4,295,000 |
| Noninterest expense | 5,750,000 | 11,544,000 | 17,279,000 | 23,108,000 |
| Provision for loan losses | 150,000 | 330,000 | 510,000 | 690,000 |
| Pretax income | 1,922,000 | 4,314,000 | 6,842,000 | 9,133,000 |
| Income tax | 455,000 | 1,107,000 | 1,816,000 | 2,386,000 |
| Net income | 1,467,000 | 3,207,000 | 5,026,000 | 6,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,746,000 | 61,275,000 | 62,204,000 | 63,381,000 |
| Total capital | 64,956,000 | 66,695,000 | 67,816,000 | 69,129,000 |
| Risk-weighted assets | 557,781,000 | 577,524,000 | 601,471,000 | 605,537,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF NORTHERN CALIFORNIA — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.