Call reports 2026
STATE BANK OF GRAYMONT — 2026
What STATE BANK OF GRAYMONT reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 323,117,000 | 312,701,000 |
| Total loans | 188,322,000 | 196,783,000 |
| Allowance for loan losses | 2,311,000 | 2,369,000 |
| Securities available for sale | 99,323,000 | 94,546,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 281,562,000 | 270,844,000 |
| Interest-bearing deposits | 233,731,000 | 226,851,000 |
| Noninterest-bearing deposits | 47,831,000 | 43,993,000 |
| Equity capital | 36,732,000 | 37,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,520,000 | 7,148,000 |
| Interest expense | 1,274,000 | 2,567,000 |
| Net interest income | 2,246,000 | 4,581,000 |
| Noninterest income | 437,000 | 968,000 |
| Noninterest expense | 1,615,000 | 3,400,000 |
| Provision for loan losses | -130,000 | -81,000 |
| Pretax income | 1,032,000 | 2,132,000 |
| Income tax | 266,000 | 530,000 |
| Net income | 766,000 | 1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 37,369,000 | 38,127,000 |