Call reports 2024
STATE BANK OF GRAYMONT — 2024
What STATE BANK OF GRAYMONT reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 323,035,000 | 318,208,000 | 326,417,000 | 317,140,000 |
| Total loans | 183,509,000 | 189,955,000 | 201,315,000 | 191,681,000 |
| Allowance for loan losses | 2,083,000 | 2,127,000 | 2,226,000 | 2,331,000 |
| Securities available for sale | 113,455,000 | 111,289,000 | 109,446,000 | 95,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,355,000 | 255,871,000 | 260,356,000 | 280,889,000 |
| Interest-bearing deposits | 220,111,000 | 215,565,000 | 222,654,000 | 233,245,000 |
| Noninterest-bearing deposits | 44,244,000 | 40,306,000 | 37,702,000 | 47,644,000 |
| Equity capital | 29,930,000 | 30,430,000 | 33,077,000 | 32,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,164,000 | 6,459,000 | 10,105,000 | 13,648,000 |
| Interest expense | 1,384,000 | 2,930,000 | 4,621,000 | 6,304,000 |
| Net interest income | 1,780,000 | 3,529,000 | 5,484,000 | 7,344,000 |
| Noninterest income | 445,000 | 766,000 | 1,091,000 | 1,423,000 |
| Noninterest expense | 1,628,000 | 3,108,000 | 4,513,000 | 6,275,000 |
| Provision for loan losses | 55,000 | 135,000 | 235,000 | 323,000 |
| Pretax income | 539,000 | 1,029,000 | 1,632,000 | 1,735,000 |
| Income tax | 104,000 | 221,000 | 352,000 | 351,000 |
| Net income | 435,000 | 808,000 | 1,280,000 | 1,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,521,000 | 34,815,000 | 35,208,000 | 35,233,000 |