Call reports 2022
STATE BANK OF GRAYMONT — 2022
What STATE BANK OF GRAYMONT reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 326,911,000 | 314,034,000 | 306,018,000 | 304,885,000 |
| Total loans | 151,649,000 | 158,529,000 | 167,091,000 | 166,056,000 |
| Allowance for loan losses | 2,164,000 | 1,877,000 | 1,859,000 | 1,906,000 |
| Securities available for sale | 123,575,000 | 122,936,000 | 116,060,000 | 112,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,078,000 | 286,399,000 | 278,808,000 | 276,384,000 |
| Interest-bearing deposits | 241,246,000 | 236,313,000 | 232,062,000 | 223,443,000 |
| Noninterest-bearing deposits | 49,832,000 | 50,086,000 | 46,746,000 | 52,941,000 |
| Equity capital | 29,883,000 | 26,518,000 | 26,046,000 | 27,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,108,000 | 4,285,000 | 6,708,000 | 9,190,000 |
| Interest expense | 248,000 | 494,000 | 775,000 | 1,356,000 |
| Net interest income | 1,860,000 | 3,791,000 | 5,933,000 | 7,834,000 |
| Noninterest income | 343,000 | 635,000 | 862,000 | 1,143,000 |
| Noninterest expense | 1,431,000 | 3,119,000 | 4,570,000 | 6,187,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 767,000 | 1,278,000 | 2,154,000 | 2,697,000 |
| Income tax | 201,000 | 334,000 | 509,000 | 629,000 |
| Net income | 566,000 | 944,000 | 1,645,000 | 2,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,627,000 | 31,925,000 | 32,547,000 | 32,892,000 |