Call reports 2021
STATE BANK OF GRAYMONT — 2021
What STATE BANK OF GRAYMONT reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 267,887,000 | 264,034,000 | 260,439,000 | 266,201,000 |
| Total loans | 146,492,000 | 139,998,000 | 136,979,000 | 143,054,000 |
| Allowance for loan losses | 1,875,000 | 1,879,000 | 1,714,000 | 1,619,000 |
| Securities available for sale | 79,274,000 | 92,245,000 | 93,694,000 | 90,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,281,000 | 228,031,000 | 222,616,000 | 228,679,000 |
| Interest-bearing deposits | 195,477,000 | 194,060,000 | 191,310,000 | 188,028,000 |
| Noninterest-bearing deposits | 37,804,000 | 33,971,000 | 31,306,000 | 40,651,000 |
| Equity capital | 28,136,000 | 28,790,000 | 30,244,000 | 30,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,661,000 | 6,478,000 | 8,344,000 |
| Interest expense | 282,000 | 551,000 | 795,000 | 1,014,000 |
| Net interest income | 1,541,000 | 3,110,000 | 5,683,000 | 7,330,000 |
| Noninterest income | 443,000 | 751,000 | 1,095,000 | 1,399,000 |
| Noninterest expense | 1,050,000 | 2,127,000 | 3,389,000 | 4,783,000 |
| Provision for loan losses | 110,000 | 110,000 | 195,000 | 195,000 |
| Pretax income | 853,000 | 1,653,000 | 3,236,000 | 3,810,000 |
| Income tax | 190,000 | 411,000 | 822,000 | 957,000 |
| Net income | 663,000 | 1,242,000 | 2,414,000 | 2,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,320,000 | 27,899,000 | 29,071,000 | 29,510,000 |