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Call reports 2006

STATE BANK OF GRAYMONT — 2006

What STATE BANK OF GRAYMONT reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/237c9721-9d19-4236-b52e-c33ac1122d75/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets93,727,00092,392,00092,196,00093,951,000
Total loans52,651,00054,011,00055,519,00057,697,000
Allowance for loan losses619,000640,000607,000575,000
Securities available for sale36,387,00033,928,00031,588,00028,291,000
Securities held to maturity0000
Trading assets0000
Total deposits77,263,00077,398,00076,974,00078,563,000
Interest-bearing deposits69,497,00069,207,00069,212,00070,365,000
Noninterest-bearing deposits7,766,0008,191,0007,762,0008,198,000
Equity capital11,661,00011,684,00012,025,00012,158,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income1,227,0002,497,0003,783,0005,105,000
Interest expense456,000960,0001,504,0002,079,000
Net interest income771,0001,537,0002,279,0003,026,000
Noninterest income145,000367,000514,000681,000
Noninterest expense632,0001,216,0001,861,0002,609,000
Provision for loan losses0000
Pretax income284,000676,000878,0001,008,000
Income tax70,000177,000224,000267,000
Net income214,000499,000654,000741,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital8,767,0009,052,0009,207,0009,295,000
Total capital11,360,00011,628,00011,729,00011,692,000
Risk-weighted assets60,063,00060,344,00061,327,00063,448,000

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