Call reports 2025
ST. ANSGAR STATE BANK — 2025
What ST. ANSGAR STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 193,146,000 | 183,074,000 | 185,312,000 | 189,283,000 |
| Total loans | 126,215,000 | 120,719,000 | 122,260,000 | 125,730,000 |
| Allowance for loan losses | 996,000 | 994,000 | 1,015,000 | 1,038,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 55,755,000 | 52,556,000 | 52,541,000 | 52,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,036,000 | 134,467,000 | 134,842,000 | 146,140,000 |
| Interest-bearing deposits | 117,864,000 | 116,258,000 | 112,356,000 | 121,242,000 |
| Noninterest-bearing deposits | 22,172,000 | 18,209,000 | 22,486,000 | 24,898,000 |
| Equity capital | 17,612,000 | 17,715,000 | 17,789,000 | 17,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,421,000 | 6,629,000 | 8,853,000 |
| Interest expense | 1,029,000 | 2,057,000 | 3,048,000 | 4,022,000 |
| Net interest income | 1,167,000 | 2,364,000 | 3,581,000 | 4,831,000 |
| Noninterest income | 64,000 | 108,000 | 166,000 | 264,000 |
| Noninterest expense | 807,000 | 1,614,000 | 2,473,000 | 3,401,000 |
| Provision for loan losses | 0 | 0 | 19,000 | 44,000 |
| Pretax income | 424,000 | 858,000 | 1,255,000 | 1,650,000 |
| Income tax | 0 | 12,000 | 19,000 | 77,000 |
| Net income | 424,000 | 846,000 | 1,236,000 | 1,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,611,000 | 17,714,000 | 17,788,000 | 17,833,000 |