Call reports 2023
ST. ANSGAR STATE BANK — 2023
What ST. ANSGAR STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 166,247,000 | 168,526,000 | 169,878,000 | 179,000,000 |
| Total loans | 94,750,000 | 92,470,000 | 96,589,000 | 106,856,000 |
| Allowance for loan losses | 997,000 | 996,000 | 996,000 | 996,000 |
| Securities available for sale | 1,972,000 | 974,000 | 981,000 | 0 |
| Securities held to maturity | 58,682,000 | 58,659,000 | 62,423,000 | 59,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,087,000 | 140,353,000 | 133,084,000 | 143,843,000 |
| Interest-bearing deposits | 118,293,000 | 117,593,000 | 112,828,000 | 116,172,000 |
| Noninterest-bearing deposits | 21,794,000 | 22,760,000 | 20,256,000 | 27,671,000 |
| Equity capital | 15,984,000 | 15,993,000 | 16,182,000 | 16,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,513,000 | 3,130,000 | 4,802,000 | 6,584,000 |
| Interest expense | 619,000 | 1,341,000 | 2,149,000 | 3,080,000 |
| Net interest income | 894,000 | 1,789,000 | 2,653,000 | 3,504,000 |
| Noninterest income | 63,000 | 115,000 | 169,000 | 248,000 |
| Noninterest expense | 640,000 | 1,344,000 | 2,029,000 | 2,754,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 317,000 | 560,000 | 789,000 | 1,004,000 |
| Income tax | 2,000 | 2,000 | 18,000 | 43,000 |
| Net income | 315,000 | 558,000 | 771,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,007,000 | 16,016,000 | 16,205,000 | 16,167,000 |