Call reports 2022
ST. ANSGAR STATE BANK — 2022
What ST. ANSGAR STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 153,806,000 | 154,810,000 | 159,194,000 | 169,282,000 |
| Total loans | 84,548,000 | 85,096,000 | 88,779,000 | 96,426,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 997,000 |
| Securities available for sale | 0 | 1,985,000 | 1,962,000 | 1,961,000 |
| Securities held to maturity | 58,096,000 | 57,766,000 | 59,724,000 | 58,699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,360,000 | 128,939,000 | 131,355,000 | 141,662,000 |
| Interest-bearing deposits | 106,984,000 | 75,328,000 | 105,425,000 | 115,737,000 |
| Noninterest-bearing deposits | 24,376,000 | 53,611,000 | 25,930,000 | 25,925,000 |
| Equity capital | 15,463,000 | 15,465,000 | 15,778,000 | 16,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,336,000 | 3,654,000 | 5,126,000 |
| Interest expense | 82,000 | 218,000 | 471,000 | 966,000 |
| Net interest income | 1,036,000 | 2,118,000 | 3,183,000 | 4,160,000 |
| Noninterest income | 35,000 | 45,000 | 80,000 | 392,000 |
| Noninterest expense | 612,000 | 1,269,000 | 2,008,000 | 2,730,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 459,000 | 889,000 | 1,250,000 | 1,819,000 |
| Income tax | 22,000 | 45,000 | 68,000 | 87,000 |
| Net income | 437,000 | 844,000 | 1,182,000 | 1,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,463,000 | 15,465,000 | 15,748,000 | 16,106,000 |