Call reports 2021
ST. ANSGAR STATE BANK — 2021
What ST. ANSGAR STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 145,836,000 | 145,016,000 | 145,487,000 | 155,972,000 |
| Total loans | 89,720,000 | 82,813,000 | 88,089,000 | 91,464,000 |
| Allowance for loan losses | 935,000 | 985,000 | 985,000 | 1,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,763,000 | 33,810,000 | 33,164,000 | 41,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,872,000 | 115,375,000 | 115,971,000 | 131,242,000 |
| Interest-bearing deposits | 95,271,000 | 94,498,000 | 86,849,000 | 104,365,000 |
| Noninterest-bearing deposits | 20,601,000 | 20,876,000 | 29,122,000 | 26,877,000 |
| Equity capital | 15,107,000 | 14,883,000 | 14,856,000 | 15,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,356,000 | 2,671,000 | 3,740,000 | 4,857,000 |
| Interest expense | 144,000 | 284,000 | 413,000 | 647,000 |
| Net interest income | 1,212,000 | 2,387,000 | 3,327,000 | 4,210,000 |
| Noninterest income | 91,000 | 106,000 | 119,000 | 503,000 |
| Noninterest expense | 634,000 | 1,277,000 | 1,935,000 | 2,592,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 115,000 |
| Pretax income | 619,000 | 1,116,000 | 1,411,000 | 2,006,000 |
| Income tax | 23,000 | 45,000 | 68,000 | 91,000 |
| Net income | 596,000 | 1,071,000 | 1,343,000 | 1,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,107,000 | 14,883,000 | 14,856,000 | 15,327,000 |