Call reports 2019
ST. ANSGAR STATE BANK — 2019
What ST. ANSGAR STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 117,268,000 | 113,971,000 | 117,509,000 | 124,037,000 |
| Total loans | 78,140,000 | 78,232,000 | 79,061,000 | 86,163,000 |
| Allowance for loan losses | 750,000 | 753,000 | 768,000 | 769,000 |
| Securities available for sale | 5,451,000 | 5,480,000 | 7,489,000 | 4,001,000 |
| Securities held to maturity | 18,976,000 | 18,868,000 | 19,894,000 | 20,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,748,000 | 91,338,000 | 95,024,000 | 101,713,000 |
| Interest-bearing deposits | 77,439,000 | 75,900,000 | 76,658,000 | 79,532,000 |
| Noninterest-bearing deposits | 18,310,000 | 15,437,000 | 18,366,000 | 22,182,000 |
| Equity capital | 13,873,000 | 13,945,000 | 14,030,000 | 14,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,348,000 | 3,566,000 | 4,757,000 |
| Interest expense | 220,000 | 447,000 | 672,000 | 882,000 |
| Net interest income | 953,000 | 1,901,000 | 2,894,000 | 3,875,000 |
| Noninterest income | 20,000 | 42,000 | 71,000 | 189,000 |
| Noninterest expense | 585,000 | 1,165,000 | 1,779,000 | 2,378,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 388,000 | 787,000 | 1,195,000 | 1,694,000 |
| Income tax | 17,000 | 40,000 | 63,000 | 86,000 |
| Net income | 371,000 | 747,000 | 1,132,000 | 1,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,873,000 | 13,940,000 | 14,025,000 | 14,202,000 |
| Total capital | 14,623,000 | 14,693,000 | 14,793,000 | 14,971,000 |
| Risk-weighted assets | 81,707,000 | 81,372,000 | 82,429,000 | 90,086,000 |