Call reports 2018
ST. ANSGAR STATE BANK — 2018
What ST. ANSGAR STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 108,474,000 | 108,561,000 | 111,677,000 | 120,010,000 |
| Total loans | 77,420,000 | 76,310,000 | 74,840,000 | 75,386,000 |
| Allowance for loan losses | 747,000 | 749,000 | 750,000 | 752,000 |
| Securities available for sale | 2,998,000 | 3,463,000 | 4,427,000 | 3,447,000 |
| Securities held to maturity | 17,575,000 | 19,057,000 | 19,063,000 | 19,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,859,000 | 87,227,000 | 90,169,000 | 98,684,000 |
| Interest-bearing deposits | 74,590,000 | 72,855,000 | 73,812,000 | 78,205,000 |
| Noninterest-bearing deposits | 14,269,000 | 14,372,000 | 16,357,000 | 20,478,000 |
| Equity capital | 13,476,000 | 13,613,000 | 13,674,000 | 13,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,122,000 | 3,234,000 | 4,343,000 |
| Interest expense | 135,000 | 292,000 | 473,000 | 682,000 |
| Net interest income | 927,000 | 1,830,000 | 2,761,000 | 3,661,000 |
| Noninterest income | 3,000 | 30,000 | 64,000 | 201,000 |
| Noninterest expense | 541,000 | 1,066,000 | 1,644,000 | 2,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 389,000 | 794,000 | 1,181,000 | 1,606,000 |
| Income tax | 17,000 | 34,000 | 51,000 | 67,000 |
| Net income | 372,000 | 760,000 | 1,130,000 | 1,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,476,000 | 13,615,000 | 13,685,000 | 13,792,000 |
| Total capital | 14,223,000 | 14,364,000 | 14,435,000 | 14,544,000 |
| Risk-weighted assets | 82,560,000 | 82,140,000 | 81,089,000 | 81,569,000 |