Call reports 2017
ST. ANSGAR STATE BANK — 2017
What ST. ANSGAR STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 102,935,000 | 101,431,000 | 103,770,000 | 111,280,000 |
| Total loans | 72,757,000 | 73,686,000 | 73,185,000 | 75,393,000 |
| Allowance for loan losses | 712,000 | 724,000 | 729,000 | 737,000 |
| Securities available for sale | 0 | 0 | 0 | 2,008,000 |
| Securities held to maturity | 16,766,000 | 16,657,000 | 15,662,000 | 17,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,684,000 | 82,983,000 | 84,218,000 | 91,835,000 |
| Interest-bearing deposits | 70,009,000 | 69,378,000 | 69,272,000 | 73,722,000 |
| Noninterest-bearing deposits | 14,675,000 | 13,605,000 | 14,946,000 | 18,113,000 |
| Equity capital | 13,088,000 | 13,202,000 | 13,203,000 | 13,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,879,000 | 2,849,000 | 3,841,000 |
| Interest expense | 106,000 | 217,000 | 335,000 | 469,000 |
| Net interest income | 811,000 | 1,662,000 | 2,514,000 | 3,372,000 |
| Noninterest income | -96,000 | -76,000 | -41,000 | 93,000 |
| Noninterest expense | 544,000 | 1,085,000 | 1,653,000 | 2,222,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 501,000 | 820,000 | 1,243,000 |
| Income tax | 17,000 | 33,000 | 51,000 | 72,000 |
| Net income | 154,000 | 468,000 | 769,000 | 1,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,088,000 | 13,202,000 | 13,203,000 | 13,405,000 |
| Total capital | 13,800,000 | 13,926,000 | 13,932,000 | 14,142,000 |
| Risk-weighted assets | 77,837,000 | 79,008,000 | 78,333,000 | 82,269,000 |