Call reports 2012

ST. ANSGAR STATE BANK — 2012

Name: ST. ANSGAR STATE BANK — FFIEC call report 2012
Creator: ST. ANSGAR STATE BANK

What ST. ANSGAR STATE BANK reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/237215fb-2ad6-4e2c-860f-1269b7a90045/2012

Balance sheet

What the bank holds and owes at quarter end

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Total assets	99,990,000	98,040,000	99,085,000	104,990,000
Total loans	72,769,000	71,700,000	71,759,000	71,455,000
Allowance for loan losses	729,000	782,000	801,000	745,000
Securities available for sale	0	0	0	0
Securities held to maturity	11,081,000	12,074,000	9,068,000	9,061,000
Trading assets	0	0	0	0
Total deposits	85,664,000	83,784,000	85,197,000	91,730,000
Interest-bearing deposits	71,304,000	70,891,000	70,074,000	70,466,000
Noninterest-bearing deposits	14,360,000	12,893,000	15,123,000	21,264,000
Equity capital	13,489,000	13,292,000	12,848,000	12,517,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Interest income	1,078,000	2,114,000	3,122,000	4,096,000
Interest expense	120,000	237,000	351,000	453,000
Net interest income	958,000	1,877,000	2,771,000	3,643,000
Noninterest income	47,000	23,000	59,000	255,000
Noninterest expense	517,000	1,023,000	1,533,000	2,089,000
Provision for loan losses	60,000	120,000	160,000	180,000
Pretax income	428,000	757,000	1,137,000	1,629,000
Income tax	20,000	46,000	70,000	93,000
Net income	408,000	711,000	1,067,000	1,536,000

Basel measures — not reported for every quarter

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Tier 1 capital	13,489,000	13,292,000	12,848,000	12,517,000
Total capital	14,218,000	14,074,000	13,649,000	13,262,000
Risk-weighted assets	73,583,000	72,652,000	72,793,000	72,339,000