Call reports 2008
ST. ANSGAR STATE BANK — 2008
What ST. ANSGAR STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 101,009,000 | 98,489,000 | 98,642,000 | 101,083,000 |
| Total loans | 70,494,000 | 69,983,000 | 68,706,000 | 70,016,000 |
| Allowance for loan losses | 651,000 | 845,000 | 536,000 | 638,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,775,000 | 6,519,000 | 9,053,000 | 14,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,234,000 | 82,924,000 | 83,064,000 | 85,596,000 |
| Interest-bearing deposits | 72,523,000 | 71,953,000 | 72,148,000 | 72,525,000 |
| Noninterest-bearing deposits | 9,711,000 | 10,971,000 | 10,916,000 | 13,071,000 |
| Equity capital | 11,883,000 | 11,667,000 | 11,855,000 | 11,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,451,000 | 2,733,000 | 4,035,000 | 5,264,000 |
| Interest expense | 660,000 | 1,204,000 | 1,706,000 | 2,163,000 |
| Net interest income | 791,000 | 1,529,000 | 2,329,000 | 3,101,000 |
| Noninterest income | 53,000 | 94,000 | 149,000 | 356,000 |
| Noninterest expense | 511,000 | 1,040,000 | 1,491,000 | 1,867,000 |
| Provision for loan losses | 100,000 | 450,000 | 450,000 | 950,000 |
| Pretax income | 233,000 | 133,000 | 537,000 | 640,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 64,000 |
| Net income | 217,000 | 101,000 | 489,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,883,000 | 11,667,000 | 11,855,000 | 11,942,000 |
| Total capital | 12,534,000 | 12,512,000 | 12,391,000 | 12,580,000 |
| Risk-weighted assets | 74,748,000 | 73,990,000 | 73,205,000 | 75,025,000 |
Machine access — free, no API key
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